Atlantic Bay Mortgage Banker Sofia Kifle-Baker, NMLS #823690

Sofia

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

“I’m here to help you reach your financial goals and stay by your side every step of the way.”

Since becoming a full-time mortgage loan officer at Atlantic Bay Mortgage Group®, I’ve learned just how important each stage of the homebuying process is. Purchasing a home is one of the largest and most impactful transactions you’ll perform in your life, but most importantly, you are the most integral part. I endeavor to make the experience as seamless and worry-free as possible. I specialize in VA Home Loans, and I serve the entirety of the commonwealth of Virginia.

To make the process relaxing for my clients, I bring a wealth of prior knowledge and interactions gathered from all my past positions. I started in the finance industry as a personal banker (MLO), but I also spent time as a small business banker for seven years. Along my journey, I had a short stint taking mortgage applications for one of the world’s largest banks, and I finally found my passion when I served as a mortgage loan officer with the east coast’s premier credit union for six years.

What has made me so enamored with the mortgage industry is seeing more than 500 families move into the home they’ve fallen in love with. Personally, I’m a military wife, so I understand exactly how endlessly stressful and time-dependent moving from one location to another can be. All those times I moved into a new home and a new city is at the forefront of my mind when I interact with my clients.

A little bit more about my personal life, I am married and have three beautiful children. We love to travel to new and exciting places together.

Since becoming a full-time mortgage loan officer at Atlantic Bay Mortgage Group®, I’ve learned just how important each stage of the homebuying process is. Purchasing a home is one of the largest and most impactful transactions you’ll perform in your life, but most importantly, you are the most integral part. I endeavor to make the experience as seamless and worry-free as possible. I specialize in VA Home Loans, and I serve the entirety of the commonwealth of Virginia.

To make the process relaxing for my clients, I bring a wealth of prior knowledge and interactions gathered from all my past positions. I started in the finance industry as a personal banker (MLO), but I also spent time as a small business banker for seven years. Along my journey, I had a short stint taking mortgage applications for one of the world’s largest banks, and I finally found my passion when I served as a mortgage loan officer with the east coast’s premier credit union for six years.

What has made me so enamored with the mortgage industry is seeing more than 500 families move into the home they’ve fallen in love with. Personally, I’m a military wife, so I understand exactly how endlessly stressful and time-dependent moving from one location to another can be. All those times I moved into a new home and a new city is at the forefront of my mind when I interact with my clients.

A little bit more about my personal life, I am married and have three beautiful children. We love to travel to new and exciting places together.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.